Ben with his son
A few years ago Benjamin Brooks-Dutton, who blogs at Life as a Widower, spoke at BritMums Live about his experience when his wife died suddenly after being hit by a car. It was a moving, emotional moment. Now Ben is reminding us about the importance of life insurance, which helped him rebuild his life. See his post and video about the topic — and don’t put off this important moment for your family.
‘Have you got any life insurance?’ I asked a close friend of mine the week before his first child was born.
‘No, not yet, but I do keep meaning to sort it,’ he replied.
I pleaded with him to immediately put down his pint and get on the phone to the guy who sorted mine. My wife was struck and killed by a speeding car just the week before and I learned that the “tomorrow” we assume we’ll always see isn’t always there.
What my wife said
‘I can’t afford this life insurance, Benji,’ my wife Desreen said just eight months before she was killed.
‘Why don’t you get the cover now and I’ll do it later when the money starts coming in?’ she suggested in front of the financial advisor who was helping her set up her new fashion business.
‘Okay, great idea,’ I replied sarcastically, ‘so if I die you’re sitting pretty with my personal life insurance and death in service through work, but if anything happens to you, I’m screwed?’
She giggled naughtily behind her hands, pretended to start spending the money in her head, then conceded and signed the papers.
We, like so most people, both assumed we would be throwing our money down the drain either way.
How wrong we both were.
Watch Ben’s video about his experience and why you should think about life insurance now.
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JuggleMum, Nadine Hill
Monday 6th of June 2016
Benjamin's story gave me goosebumps up my arms as I watched the video. He is right, none of us think that what happened to his family will ever happen to us, but it can. I was saddened for his awful loss but at the same time, so relived when he said 'the money came though' so he could focus on himself and his son at a time when nothing else mattered. There is enough to deal with at a time like this emotionally, without the practical aspects of keeping a roof over your heads being an issue.