Finance Round-up: Christmas spending & saving

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Photo Credit: Denis Vrublevski, Shutterstock

Christmas conjures up visions of lit trees, carols and the biggest financial outlay of the year. There may not be long left now until the big day but can you cope with the massive cost of it all? Many of us find we are spending money on others when we could do with spending it our own essential expenses so I’ve rounded up the best tips to earn money, save a few pounds and not get caught out in the sales.

You may have done most of your Christmas shopping by now but there’s always something extra you need to buy. You probably haven’t yet paid for your Christmas food and drink and then there’s the temptation of the sales. Whilst you have may have drawn up a list of what presents you have bought people there may not be a corresponding list of what you have spent. Victoria at Lylia Rose has got her Christmas sorted already but encourages us to organise our money through using a Christmas budget planner.

Helen at The Complaining Cow knows how to get good deals in shops and it doesn’t always require you to make a complaint! If you need to get some good reductions and find the best prices for your Christmas shopping then follow her advice. Whether you shop in store or online there are ways to get the price down.

Whether you are a last minute shopper or you like to start early then Michelle can help you. On her blog The Money Whisperer she has 7 ideas to save money at Christmas. 

If the weather is too bad for you to venture out or you don’t have time to trudge round the shops then online shopping is for you. You could just whizz through your present list and be done in no time but with a little planning you could save a lot of money. Laura at Savings 4 Savvy Mums has compiled a list of 27 tips to getting the best online deals. 

Have you ever received a Christmas present you didn’t want? Do you feel you buy presents for people just for the sake of it? Each year billions of pounds are wasted on Christmas presents that aren’t wanted or used. To help you make the most of your Christmas present spending Eileen at Your Money Sorted tells us how to cut the cost of Christmas presents.

It’s all very well saving money at Christmas but you still need the finances to buy things in the first place. For many of us Amazon vouchers are as good as cash at this time of year. To earn some vouchers in time for Christmas spending Rebecca at Boost My Budget has listed 9 ways to earn free Amazon gift cards in time for Christmas.

Cass at Diary of a Frugal Family has found that what you remember most about Christmas isn’t what you receive as presents but what you do. She knows that having fun needn’t cost a fortune and has thought up 50 ways to have a  frugal but fun Christmas.

After all the food and drink has been consumed on Christmas Day and presents have been handed out many people head out on Boxing Day to buy more stuff. The after Christmas sales can be quite a thrill but are you really getting a bargain? Sara from Debt Camel gives her advice on 7 top tips for bargain hunting.

All that is left now is for me to wish you happy and financial worry free Christmas and New Year. I’ll be back in January to help you keep those resolutions in check. If you want to contribute to a future round-up then find me on Facebook or on Twitter.

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About Ness Charles

Ness is a former qualified independent financial adviser with many years of experience in pensions. Since having her two children she has gone back to her first love of writing. Ness now writes the blog JibberJabberuk focusing not only on personal finance but also her love of cake baking, gardening and taking photographs on her travels around the UK.