Finance Round-up: The cost of home educating

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For many of us last week saw us spring into action as our children returned to school for the new term. This was not the case for all parents as a growing number choose to educate their children at home. There are a variety of reasons why parents decide to do this. One reason I have heard why people have decided not to do it is because they say they can’t afford it. How do parents finance home educating when it comes to resources and the loss of income through being at home during the day? I asked some home educating bloggers for their tips on making home educating work for them financially.

Jade at Mummies Waiting has been doing a comparison chart of home educating versus sending your child to school. As she states there is no need for any expensive uniform or overpriced character lunchbox and water bottle. You may choose to pay for a subscription service for resources but there are other ways to obtain resources for free. 

Over at Life, Love and Literature Sarah has experienced the difference between home educating and sending one of her children to secondary school. She details what she pays out for her elder, school educated son and how much she spends on her younger, home educated son. How you structure your home educating methods will mean that no two sets of costs will be the same but she did point out if you want to enter you child in public examinations, such as GCSEs and A-Levels, you will need to pay yourself.

One cost The B Man and L Girl brought up was the cost of getting to school and back each day. If you live close enough to walk then that’s free but otherwise tanks of fuel or bus tickets are an ongoing and expensive outlay. Don’t forget as well that you don’t need to be restricted to term times when it comes to going on holiday. Not only can you save on the actual holiday but also there will be no fine to pay for taking your children out of school.

If you are spending the day at home with your children you may think that means you have no have way of having an income. True, it does mean your opportunities are limited but there are still ways. Sharon at Home Educating the Minions is a childminder. Obviously this also comes with other benefits in that she does in her own house and she can look after her own children at the same time. She admits she still needs to live frugally but now she can spend quality time with her own children. As the family utilise reduced rates during the day her children are able to attend rock climbing sessions.

However we choose to educate our children it’s very easy to go out and spend a fortune on books, educational toys and aids. If you need some fresh inspiration on how to make the most of what’s available around you then check out The World is Their Classroom. From using dandelions for multiplication to using egg trays as number bonds there are plenty of ways of incorporating everyday objects into learning.

If you are looking for cheap and easy ways to obtain various home educating resources then look at the tips offered by Katie at Living Life Our Way. She gives ideas and advice how to find books, days outs and joining up with other home educators. In terms of earning an income Katie points out that home educating is flexible so you don’t have to rigidly stick to Monday to Friday 9am to 3pm schedule. This means there are a number of opportunities to make money either at home or at an alternative workplace.

Have you thought about home educating but wondered about the costs? If you do home educate what financial tips could you share?

If you want to feature in a future round-up then contact me via my Facebook page or on Twitter.

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About Ness Charles

Ness is a former qualified independent financial adviser with many years of experience in pensions. Since having her two children she has gone back to her first love of writing. Ness now writes the blog JibberJabberuk focusing not only on personal finance but also her love of cake baking, gardening and taking photographs on her travels around the UK.

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